Current Edition >> Archive Section >> Special Features >> 1-16 October 2005
Naturally the best
So much is being said about healthy lifestyle how one should eat, dress, exercise, clothe, jazz up your appearance, handle stress, etc., that it is hard to distinguish the chaff from the wheat.
What, however, comes through as a golden thread through all the advice, consulting and promotion, is that natural is best. Eat your food with the least possible preparation, exercise regularly and maintain a healthy balance between work, relaxation, sleep, exercising, socializing and family and religious devotion.
This feature presents a number of inputs that all points back to the golden rule - natural is best!
Happily find your own way towards a worthwhile life!
Beware deadly tranfats lurking on your food
· With acknowledgement: Capespan Courier, Aug/Sept 2005
Alas, fat is no longer simply fat. There are mono-unsaturated fats, poly-unsaturated fats, saturated fats, hydrogenated fats and now transfats.
Transfats are created as a by-product of processing hydrogenated vegetable oils. Partially hydrogenated fats are vegetable oils such as corn, soy, canola or sunflower - safe in their natural state - that have hydrogen bound to the oil through heating it in the presence of a metallic catalyst to become hard at room temperature.
According to an article in The Independent, health experts warn that these killer man-made fats are the most dangerous foodstuffs we might consume. They're found in their highest quantities in processed foods containing large quantities of hydrogenated oils, such as ready-made pastries, pies, cakes, chips, chocolates and sweets.
Transfats raise the level of LDL ('bad') cholesterol and lower the levels of HDL ('good') cholesterol, increasing the risk of coronary heart disease. Recently, McDonald's paid out $8,5 m to settle a lawsuit on using transfats in its cooking.
It's been shown that transfats have distinct correlations with increased risks of arterial disease, metabolic disorders, diabetes and cardiac problems. The European Food Safety Authority warned that as little as one gram a day would increase the risk of heart disease significantly, while the US Food and Drug Administration has set the safe level of transfats in food at zero.
Even more alarming is that transfats almost never appear on labels. All that food manufacturers are obliged to specify is the presence of hydrogenated fat or oil. The food industry likes using hydrogenated oils and fats, because they give a crumbly texture to pastry and - crucially - prolong product shelf life. How to avoid these stealth fats? If the ingredient list on the label specifies 'hydrogenated' or 'partially hydrogenated fats', then that product almost certainly will contain transfats.
Environmental activist Glenn Ashton noticed recently that hydrogenated fat had been removed from certain products, substituted with palm oil. This also contained elevated levels of bad fats, but they're safer than transfats, he said.
The long and short of it folks, is to eat largely vegetable- and fruit-based food. Even better: go organic. Hydrogenated fat may not be used in organic food.
It certainly is frightening that something that's essentially a poison is included in thousands of processed foods.
Stress reducers
1. Go to bed on time.
2. Rise early to start the day unrushed.
3. Say No to projects that won't fit into your schedule or compromise your mental health.
4. Delegate tasks to capable others.
5. Simplify and unclutter your life.
6. Less is more (although one is often not enough, two are often too many.)
7. Allow extra time to do things and get to places.
8. Spread out big changes and difficult projects over time; don't lump the hard things together.
9. Take one day at a time.
10. Separate worries from concerns. If you can't do anything about a situation, forget it.
11. Live within your budget; don't use credit cards for ordinary purchases.
12. Have backups: an extra car key in your wallet, a house key buried in the garden, etc.
13. K.M.S. (Keep Mouth Shut.) This little action can prevent an enormous amount of trouble.
14. Do something silly every day.
15. Exercise daily.
16. Eat healthily.
17. Organise yourself so everything has its place.
18. Write down thoughts and inspirations.
19. Find time to be alone every day.
20. Laugh.
21. Laugh some more!
22. Don't take yourself seriously.
23. Develop a forgiving attitude (most people are doing the best they can).
24. Be kind to unkind people (they need it).
25. Sit on your ego.
26. Talk less; listen more.
27. Slow down.
28. Always remember that you're not the general manager of the universe.
29. Every night before bed, think of one thing for which you're grateful.
30. Love yourself.
Steps announced for regenerating Matjhabeng / Goldfields economy
On 28 September 2005 at a media and business conference at Welkom, the Executive Mayor of Matjhabeng Local Municipality, Mr. Serake Leeuw, announced bold steps to regenerate the economy of the Matjhabeng / Goldfields region.
In his speech to the conference, Leeuw stated that “it has become time that Matjhabeng rediscovers itself on the economic level again. As the Executive Mayor I want to declare that I do not accept defeat on the economic level and I believe firmly that the inherent potential for growth is higher in Matjhabeng than in any other place in the Free State.”.
Leeuw said that despite the local economic decline as a result of gold mining downscaling over some 15 years, as well as recent growth and administrative problems, a new and sustainable synergy especially between the local municipality and the business sector towards a common goal has to be achieved. He said that against this broad background he is announcing the following basic regenerating steps :
The establishment of a Mayoral Economic Development Advisory Committee (MEDACO).
The establishment of the Matjhabeng Marketing and Investment Company (MMIC).
Finalisation before end of November 2005 of a comprehensive business plan or for an international cargo airport in Matjhabeng.
Final applications to reroute the N1 via the Matjhabeng area.
Revision of the Matjhabeng Incentive Package.
The development of the Paprika Net House Project at Welkom into a Centre of Excellence.
Development of a tourism strategy to harness the unique features of Matjhabeng into a marketing package.
Streamlining and fast-tracking municipal processes relating to business applications and assistance.
The compilation of regulations and strategies for emerging entrepreneurial development.
To illustrate his optimism and enthusiasm for the economic potential of the Matjhabeng area, Leeuw mentioned a long list of current and new investments and development projects in the Matjhabeng area in Welkom as well as in other towns - amounting to many millions of rands.
More detail about the steps announced by Leeuw and or new investments follows below.
Call to synergy
In his speech to the media and business conference, Executive Mayor Serake Leeuw made a strong and urgent appeal to the business sector to synergize with him and the Matjhabeng Local Municipality in unlocking the true potential of the area and in tackling the developmental challenges at hand.
Leeuw inter alia asked : “How do we reach synergy on this and on our common goals for the area in which we all have to carve out a living for ourselves? How do we merge the interests of the emerging entrepreneur with that of large businesses to the benefit of both parties?
“How are Council and Business going to take hands and be more positive, more aggressive and more convincing in our approach than our adversaries? How does this new coalition between Council and Business convince the Provincial and National Governments to spend some of the considerable funding that is available for development also in Matjhabeng and to support existing projects with a proven record of success? Can we succeed in establishing this very important local growth coalition in Matjhabeng between all stakeholders and do we desire success with such a coalition?”
In response to these questions, Leeuw announced the establishment of two key consultative and synergizing bodies, viz. the Mayoral Economic Development Advisory Committee (MEDACO) and the Matjhabeng Marketing and Investment Company (MMIC).
This private company, as successor to the now defunct FGF Development and owned 100% by the Matjhabeng Council, is to function autonomously under the guidance of a Board of Directors. This arises out of the needs of Matjhabeng to execute its economic development programme outside Council's red tape and with financial legislation forbidding a Councillor to serve on the Board. The entity must therefore be run on economic principles and be sustainable, securing its own financing.
The MMIC is responsible for the following seven thrusts :
Full implementation of the Five Sector Strategy.
Place marketing of the economic potential of the region to the global world and promotional marketing for the Matjhabeng LM.
Facilitation of all industrial and commercial transactions related to the Five Sector Strategy.
Emerging business development in its broader sense with the view of creating viable entrepreneurs.Strategic planning for economic growth programmes and activities.
Research on all relevant topics and projects to broaden its database.
Funding for projects to be sourced from any quarter.
The registration process is still in progress and on 11 October the Board of Directors will have its first strategic session.
Against this background, the Executive Mayor announced the following Board of Directors at the conference :
Advocate Brenda Madumise: Chairperson. A local product from Thabong, she is currently inter alia a Non Executive Director Randgold and Exploration, serves on the Minerals and Petroleum Resources Development Advisory Board, is Chairperson of Johannesburg Hospital and has a special interest in mining matters.
Prof Herman van Schalkwyk: Vice- Chairperson: Dean of the Free State University Faculty of Natural and Agricultural Sciences and holding membership of various SA andinternational professional associations.
Dr Lynette Kruger: Principal of the Goldfields FET College and only female principal of a FET College in SA.
Mr Lesane Sesele: A Director at Neumann, Van Rooyen Sesele Attorneys, Chairperson of the Free State Consumer Affairs Court and a board member of Sedibeng Water.
Mr C.J.Ramatiisa: Free State Department of Education and schooled in business economics and education.
The Matjhabeng Marketing and Investment Company is to serve as an important tool in the day to day implementation of strategies and projects that must build up Matjhabeng to a fast growing and sustainable region attracting foreign direct investment. It is also to strategise within a special relationship with mining houses.
Mayoral Economic Development Advisory Committee (MEDACO)
In advertisements in various newspapers during the past weeks, interested business people and other interested people were called upon to send in CV's and indicate willingness to serve on this advisory committee. At the conference, Leeuw said that an overwhelming number of applicants have been received. He would study these thoroughly with a view to the best possible composition and strategy and announce the selected names very shortly.
MEDACO is an advisory body to achieve inter alia the following:
To advise the Executive Mayor (EM).
To monitor and advise on trends in the economy globalization and matters pertaining to investment opportunities.
To focus on specific matters e.g. tariff structures, incentives etc. for broader insight into value to the consumer or investor.
The establishment of MEDACO needs to be seen by the business fraternity as an honest attempt to forge a growth coalition.
Cross selection of investors at present
Since numerous variables make it virtually impossible to provide a complete list of current and new substantial investors in the Matjhabeng economy, the Executive Mayor did mention inter alia the following randomly selected investors:
Ligia Papers: (± R60 million) - A wonderful diversification of the local economic base that is well-managed by Giacomo and Monica Caruso.
Welkom Square: (± R25 million) - Upgrading of the Centre and a total changed tenant mix, rate this the foremost shopping complex in Matjhabeng, which includes the Dros and Panarotti's complex, bringing a new dimension to nightlife and entertainment to Matjhabeng. This is soon to be complimented by a new Spur and KFC.
Sparta Beef: Currently planning a new factory for ± R26 million, whilst construction of certain road works has already begun.
The Abatzoglou brothers, Johnny and Ari: Investing own money, they are converting an old hotel of a bygone era into an office village.
Lekitlane Trust: (±R5 million), stalwart black entrepreneurs constructing a shopping complex in Constantia Road at the entrance to Thabong, to serve the eastern part of Thabong and environments.
A Free State consortium who is on the brink of major investment and establishment of a security village, medical clinic and large guest house on land surrounding the Medi Clinic hospital and which represents an investment of R65 million.
Matjhabeng is proud of the achievements of Cobus Coetzee for his efforts to establish the fast growing Chicken King franchise all over the country, but with headquarters still in Matjhabeng.
Goldfields Resorts is planning an eco-residential park development along the banks of the Sand River and will spend ± R5 million on services alone. A golfing estate is in the pipeline.
Mr Willie Lineveldt (± R1 m) is a long standing businessman in Matjhabeng and is currently investing in new townhouse premises in Hennenman.
Two local nurseries have invested substantially in new developments. Waterfall Nursery is a brand new initiative (± R5 m) bringing more than just a nursery, while an old favourite, Alma Nursery, (± R2 m), has invested in large expansions and diversifications.
Various medium density residential developments all over Matjhabeng is mushrooming and the activities of new estate agencies like Pam Golding, Aïda and Seeff, along the well-established ones like Barbour & Thorne, Rossouw and Partners and others, are indicative of a vibrant property market.
All these examples together with a long list of others not named are proof of genuine recovery signs and expanding developments within the Matjhabeng economy.
Revision of Matjhabeng incentives
Through MMIC, the Matjhabeng package is to be revised and proposals tabled before MEDACO - this is where organized business can give their inputs. Close cooporation between MEDACO and MMIC needs to be established. The intention is to introduce fewer, but more powerful incentives to new investors and also to extend some assistance to current business people.
Bold steps on key factors
The Executive Mayor announced at the conference bold steps in order to loosen up the following critical and key factors to Matjhabeng economic development :
Streamlining urban regulation
In order to regulate the urban environment in such a way that business can thrive, the following was announced by the Executive Mayor at the conference :
The Matjhabeng Land Use Management Plan on new Town Planning Scheme for all six units is to be introduced within the next two months.
Work on the Spatial Development Framework to start soon, with development patterns for the next 10-20 years to be established. These are to be aligned with Provincial and National Frameworks.
Cargo airport
This is seen as the “big intervention” project to turn investor confidence around, acting also as a growth catalyst for other economic sectors whilst facilitating job creation.
The Matjhabeng Council is completing a demarcation study which will finalize the boundaries of the Airport/IDZ area, indicating the availability of bulk services to the site.
A formal business plan on the international airport is to be presented before end of November 2005 to Provincial and Central Government for approval of establishment of the airport.
N1 re-routing
This project is reaching its final stages for submission to the Minister of Transport, while actions such as compulsory advertising and negotiations on the location of the toll gate plaza are underway. A delegation from Matjhabeng is furthermore to take the matter up with the CEO of the National Roads Agency.The Net House Project
The project has been expanded to a 10 ha net house project and turned into a Centre of Excellence with the assistance of the Department of Agriculture. Training will be done for Free State emerging farmers.
This is one of the most successful urban farming projects in the country.
Tourism
Council is in a process of compiling a tourism development strategy to be able to develop an unique tourism sector that will attract both local and international visitors. Tourism facilities should be concentrated in specific areas e.g. the Sand River area, Witpan, mining facilities and Phakisa. Events such as the annual Airport Carnival can be built out to become a different kind of experience that cultural festivals to people, but which is equally interesting and presented in various locations all over Matjhabeng.
The 2005 Airport Carnival on 19 November 2005 will be a three-venue event with “Wings” on the Welkom Airport, “Wheels” at Phakisa and “Watersport” at Tikwe Lodge. This can become the equivalent to Aardklop or Macufe in the sense that it becomes the annual big event to draw people to Matjhabeng.
The go-ahead has also been given for bestowing the Freedom of the City of Matjhabeng to Bloemspruit Airforce Base, to take place on 18 November 2005.
Emerging Entrepreneur Development
Uniform standards, regulations and strategies are currently compiled for emerging entrepreneurial development. Once regulated and successful, these entrepreneurs can grow and expand into small businesses and alleviate poverty, unemployment.
Way forward
In terms of Matjhabeng economic planning, key objectives in the way forward are the following:
Intensive, targeted marketing of the growth potential of Matjhabeng to the global market.
Establishment of flagship projects in each of the five economic sectors to diversify the local economy.
Drawing and retaining both local and foreign direct investments into the flagship projects.
Creation of sustainable and implementable links between the two economies in order to ensure opportunities for emerging entrepreneurs.
Strong emphasis on training and support services to transfer skills and to assist and update emerging entrepreneurs.
Promotion of new vibrant image of the Matjhabeng region that will install investor confidence.
Convincing of local entrepreneurs to orientate themselves to a large market area, competitiveness and an export orientation.
Ensuring better communication strategies and linkages, especially with the local business fraternity.
Establishment of a strong, capacitated and capable entity through which eventually long term sustainability could be attained.
Conclusion
The people of Matjhabeng have spent much time and effort in determining what has happened to its once strong and vibrant economy and what should be done to counteract the decline in the mining industry. In response a plan has been put together, in some instances highly innovative and daring, in others more conventional.
The Matjhabeng Municipality is determined to fulfil its mission: “To be an united, non-racial, transparent, responsive, developmental and efficient municipality that renders sustainable services, so as to improve the quality of life in the community.”
In achieving that, the area of Matjhabeng would contribute to the well-being of the entire Free State Province and of South Africa as a country.
Matjhabeng nutshelled
Centrally located in the Free State and South Africa, Matjhabeng Local Municipality covers the following six former Free State Goldfields towns: Welkom/Thabong/Bronville, Virginia/Meloding, Odendaalsrus/Kutlwanong, Hennenman/Phomolong, Ventersburg/Mmamahabane and Allanridge/Nyakallong.
Matjhabeng is situated only 230 km from Gauteng as SA's economic heartland, whilst Bloemfontein is only 150 km away. Durban is the nearest harbour to Matjhabeng - 580 km away.
The Matjhabeng area is ± 600 km² in extent, being home to 480 000 people.
Matjhabeng uses the Executive Mayoral System and with 72 Councillors is regarded as a high capacity Council and municipal structure.
Having a legacy of a socio-economic environment resulting in a dual economy situation, Matjhabeng developmental strategies must be aimed accordingly to ensure that poverty levels, social disruption and lack of a strong middle class be eliminated and replaced by a comprehensive and result driven programme correcting imbalances. Moreover the peculiar economic circumstances of expandable gold resources need extraordinary interventions to achieve redirected results.
The dominant position of the old Goldfields region (today's Matjhabeng) in the 1970's - 1980's in terms of contributing to the GGP of the Free State (± 38%) has dramatically dropped to 14,3% in 2003. This has further led to shedding of jobs in the mining sector of up to 200 000, resulting in only a current 8,1% contribution to formal employment opportunities in the Free State.
Within the context of the worldwide norm that a city should spend 4% of its budget on economic development issues, Matjhabeng is only spending between 0,02% and 0,05 %. Whereas Boston USA is spending ± R245 per capita on development, Cape Town R20 and Tshwane R4 per capita, Matjhabeng is spending only R2/capita - thus posing a tremendous challenge.
Matjhabeng recognises the need to align all development strategies with that of National and Provincial Government as well as with the District Municipality through the IDP process. Within this context, Matjhabeng is willing and ready to make inputs in order to assist the total Free State Province.
The current Economic Strategy of the Matjhabeng area is summarised in the following Five Sector Strategy developed from a range of studies over the past decade:
Establishment of a distribution hub
Alternative agricultural products to be beneficiated and exported
Training and support centre
Gold jewellery hub
Variety of unique tourism attractions peculiar to the area.
Colossal filter from Goldfields
A gigantic filter to be used by African Products in Meyerton to process various maize products has been built by Conloo Filters in Welkom and transported by road to Meyerton.
A special route had to be worked out for the Rotary Vacuum Filter of stainless steel and weighing 10 ton and measuring 5,4m in length and width to be transported. Permission by Telkom and Eskom had to be obtained to travel on specific roads and it was transported at 60 km/h from Welkom via Bothaville, Parys, Vereeniging and finally to Meyerton. This meant a detour of 150 km.
Conloo Filters, established in 1978 and based in Welkom, is specialising in rotary vacuum filters for the mine, agriculture and food industries to separate liquids and solids of products from each other.
On the photo right taken during construction of the filter, its colossal magnitude is evident from the workmen on top and at the bottom as compared to the filter!
With conferencing and team-building having become permanent key fixtures of the general business scene with all its diversified requirements, this special feature presents some of the excellent service providers in this field in the central region of SA.
In wider context, the International Congress and Convention Association (ICCA) currently ranks South Africa the 27th most popular conferencing destination in the world. The SA Association for the Conference Industry (SAACI) aims to grow the country's conference industry to one of the top 10 in the world.
Established in 1987, SAACI deals with specific areas of the industry such as venues, conferencing and related services. It currently has some 720 members in three member chapters - professional conference organisers, venues and services. More info from www.saaci.co.za.
Dr. Tanya Abrahamse, executive director of the Tourism Business Council of SA (TBCSA) has pointed out that the country's tourism quality indicator system - the star grading system - has attracted huge international interest. Countries like Egypt, Singapore, Chile, Canada and Mexico have indicated interest in it.
Outcome of Stakeholder Workshop held at Habula Lodge, Parys, 22-23 September 2005
The declaration by Unesco on 16 July 2005 of the Vredefort Dome Area as a World Heritage Site, poses a tremendous challenge to the local communities, the local authorities, the two provincial governments concerned, the SA Government and to all other stakeholders, to develop the area in accordance with the requirements, guidelines and time scheduling of applicable provincial, national and international legislation.
For this purpose a Stakeholder Workshop was called for by the Free State Department of Tourism, Environmental and Economic Affairs and held on 22-23 September 2005 at Habula Lodge, near Parys and within the Dome Area.
The Workshop, well-attended by the governmental and business sectors, made great strides in tackling the challenges posed by the development of the Area as a World Heritage Site. In attendance at the Workshop were inter alia the Free State MEC for Tourism, Environmental & Economic Affairs, Mr. Neo Masithela and his North West counterpart, senior government officials, mayors of relevant municipalities, tourism product owners, representatives of other stakeholders, etc.
Since it is of critical importance that cooperation and synergy in this development not only be established, but also effectively extended and be taken forward, this report-back on the outcome of the Workshop is being presented here for relevant public information.
Integrated Management Plan
Section 25 of the World Heritage Convention Act dictates that for a declared Site a Management Authority must be established and it must conduct its affairs according to an Integrated Management Plan (IMP) approved by the Minister of Environmental Affairs and Tourism. The IMP must be prepared in consultation with the surrounding communities, owners of private land and claimants in terms of the Restitution of Land Rights Act of 1994. The plan should be reviewed every five years.
At the Stakeholder Workshop the components of an IMP were discussed, including Tourism, Land use planning and Socio-economic development covering conservation of biological diversity, significant geology and cultural heritage. The outcome of these topical discussions are summarised below.
Opportunities identified
There is evidently political buy-in.
Recognition worldwide of the uniqueness of the Vredefort Dome World Heritage Site.
Ample research opportunities.
Considerable indigenous knowledge and expertise available within the Dome Area.
The Vredefort Dome is known as a birds' paradise, with resultant opportunities for eco-tourism.
Belangstelling in die Koepelgebied het opmerklik toegeneem, veral na die Beplanningswerkswinkel gehou op 22 en 23 September 2005 te Habula Lodge naby Parys en met die komende Koepel Avontuurfees 14-16 Oktober 2005 op hande.
Dit blyk veral uit die volume navrae wat te Parys ontvang word vir toerismeverblyf in die gebied, belangstelling in inskrywings vir items van die Koepel Avontuurfees en verhoogde aktiwiteit in die eiendomsmark in en om Parys.
Die Beplanningswerkswinkel van 22 en 23 September het 'n goeie opkoms getrek uit sowel die regeringsektor as die besigheidswêreld en, soos elders in hierdie uitgawe berig word, is 'n deeglike grondslag gelê vir toekomstige ontwikkeling van die gebied as verklaarde Wêrelderfenisterrein. Verdere navrae kan gerig word aan me. Nomazizi Mdi van die VS Dept. van Toerisme, Omgewings- en Ekonomiese Sake by sel. 082 570 4366.
Die Koepel Avontuurfees van 14-16 Oktober sentreer hoofsaaklik om die gewilde fietsry-items wat basies aangebied word vanaf die spesiaal-ingerigte perseel van Silhouette Sports Wear Manufacturers in die nywerheidsgebied van Parys, terwyl die sentrum van die ander feesitems en- stalletjies by die Afridome by die Parys Skougronde is.
Vir meer inligting oor die fietsry-items sien www.cratercruise.co.za.
Navrae oor die verrigtinge vanaf en by die Afridome kan gerig word aan die Parys Info kantoor by 056 811 4000.
Nearly a quarter of the chief executives of Finance Week's top 200 companies by market capitalisation in South Africa are chartered accountants. 78% of chief financial officers are chartered accountants. A scan of the CEO's of the top 200 companies shows that no fewer than 24% are CA's. This all come to show that accountants and auditors are often in a leadership role in the business sector.
In Bloemfontein two professional firms in accounting and auditing providing strong directional service to businesses, are JGL Accounting and Van Wyk Auditors. The former as accountants, business management specialists and forensic investigators specialize in assisting enterprises and guiding them according to their business needs. This pertains to wholesale, construction and manufacturing businesses with tax matters, project management and cash flow strategies.
Van Wyk Auditors on the other hand are chartered accountants specializing in company financial statements, advanced taxation matters, audits for various purposes, etc.
An issue of the day pointed out by a spokesperson for JGL Consulting is the notice to provisional taxpayers that the South African Revenue Service (SARS) has replaced the IRP6(3) with a voluntary simplified payment advice for which the responsibility of third-party payment lies with the taxpayer's submission. Information and forms required for this is available on the SARS website (www.sars.gov.za) and at all SARS branches. When each provisional taxpayer is to perform a top-up third payment a new payment advice from SARS must be completed and submitted, together with payment before the end of September each year.
Grave questions hang over the booming rent-a-business-plan industry in South Africa.
Writing business plans for emerging business owners is currently one of the greatest sources of revenue for business advisors in South Africa. But are they setting people up to fail by letting them obtain huge loans without having the necessary skills to run a business? Can one run a business without being able to write ones own business plan?
Are banks and financial institutions contributing to this problem by accepting consultant-written business plans, some of them nearly stock plans where just the name and location of the business has been changed?
While the answers to these questions are surely debatable, fact is a business plan constitutes the blueprint of running a business, ensuring that income and expenditure tally, towards the desirable profit and favourable bottomline.
The best option still seems to find a credible and affordable auditor or accountant that would provide sound advice and professional assistance.
A good business plan needs definitely not be expensive, as a matter of fact if it comes to a rip-off, it is likely to be a bad business plan.
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